Home Equity Product:
The Credit Union is proud to annouce the introduction to our Low Rate Fixed Home Equity Loan.
10 Year Term: as low as 4.50*%
15 to 20
Year Term: as low as 4.50%
Borrow against the equity you've built up in your home and possibly deduct the interest portion of your loan payment on your tax return.
-Make Home Improvements
-Pay for higher education
-Treat yourself to a special vacation
-Make a major home purchase (home furnishings, etc)
Our Home Equity Loan is a fixed-rate up to twenty-year loan. Payments are fixed for the life-of-the-loan.
Property Specifics- Loans are available on 1 to 4 family properties. All properties will be primary residence and occupied by the owner/member. New York State Only, Owner/Member must be listed on deed.
The Minimum Loan Amount: $25,000.00
The Maximum Loan Amount: $500,000.00*
The maxium home equity loan amount cannot
be more than 80% of the property value.
Call to Apply Today (516) 822-1070 Option 3.
Home Equity Required Documents
encourage you to protect your loved ones by keeping
all beneficiary information up-to-date on your
accounts. This will help eliminate any hassle for your
loved ones during the event of your passing.
also offers the option to take advantage of
CUNA's Life Insurance when you borrow with us. This is
another great service the Credit Union offers you
without leaving a burden on your loved ones.
NY TEAM Federal Credit Union understands it
is difficult time for anyone in the event of a
passing; we are here to help. We are able to assist
through the difficult task of settling a loved one's
financial affairs with our How to
Guide on Handling the
Finances of a Deceased Person.
NY TEAM FCU is proud to announce our New Service, You can
Buy or Sell Foreign Currency with Your Credit Union.
Buy or Sell Foreign Currency
NY TEAM FCU offers you the most convenient, safest and
secure method of purchasing foreign currency for 100+
countries without paying exorbitant fees found in airports,
hotels and currency exchange outlets throughout the world.
Benefits of Purchasing Foreign Currency through NY TEAM FCU:
today and go prepared! Avoid a surcharge fee
when using a credit card overseas on purchases.
Unsure how much foreign currency you'll need? With the
Currency Price Protection service you can purchase up to
$1,000 USD of most foreign currencies and return any amount
at the same exchange rate as originally purchased. Please
note that this amount will vary from currency to currency.
For Euros and English Pounds, you can purchase up to $2,500
USD with Currency Price Protection and return any amount at
the same exchange rate as originally purchased.
Avoid waiting in long lines after a long overnight flight.
Avoid unnecessary fees and inflated exchange rates in
airports, hotels, and banks.
Ready to Buy? Fill out our Currency Form to get started!
Foreign Currency Ordering & Delivery Timeframe
Please note that the order cut-off time for next day
delivery is 3:00PM, Monday thru Friday, excluding Holidays.
For example, if you order is placed by 3:00PM on Tuesday,
you have the ability to pick it up at a NY TEAM FCU
Hicksville branch on Wednesday. If your order is placed any
time after 3:00PM on Tuesday, your order will not be
available for pick-up until Thursday. You also have the
option for your Currency to be delivered directly to your
door or business.
In addition, please note that exotic currencies take an
additional 1 - 2 business days to receive. Also, please be
aware of Credit Union Holiday Closings when ordering
currency. For full details on delivery times on all types
of foreign currency, please call us.